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HOME BUYING · FRANKLIN SQUARE + LONG ISLAND

Do the homework
before you commit.

A practical starting checklist for checking a property, its records, and the professionals who can help you understand the details.

Open the checklist See the full buying process

A STARTING POINT, NOT A SUBSTITUTE FOR EXPERT REVIEW

Check the property
from every angle.

Each property and contract is different. Use these prompts to organize questions, then verify answers with the appropriate professional or government office.

  1. 01

    Inspect condition and systems

    Arrange an independent inspection within the terms and timing of your contract. Ask the inspector about the home’s structure, roof, heating and cooling, plumbing, electrical systems, drainage, and any concerns that need specialist review.

  2. 02

    Read disclosures and request records

    Review seller disclosures and available reports carefully. For most housing built before 1978, federal lead-based paint disclosure requirements apply; check the EPA guidance for scope, exceptions, and required materials.

  3. 03

    Check public property information

    Review Nassau County assessment and property records for context. Public records can be incomplete or lag behind changes; they are not a title search, inspection, tax estimate, or guarantee of permitted use.

  4. 04

    Review flood exposure and insurance

    Search the FEMA Flood Map Service Center by property address, then discuss flood and homeowners coverage with a qualified insurance professional. A map is one source of risk information, not a complete assessment of insurability or future conditions.

  5. 05

    Confirm financing and cash to close

    Compare written loan estimates from lenders, including rate, fees, monthly payment, and cash-to-close figures. Ask the lender about appraisal requirements, rate locks, financing conditions, and deadlines in your contract.

  6. 06

    Verify local details and intended use

    Confirm permit history, zoning, planned work, utilities, taxes, and any restrictions directly with the relevant municipality, district, or professional. Do not rely on a listing description alone for a decision that matters to you.

  7. 07

    Have legal and title questions reviewed

    Ask a New York real estate attorney to explain the contract, title search, liens, easements, deadlines, and other legal questions. Confirm who is responsible for each task before a deadline passes.

THE RIGHT PERSON FOR EACH QUESTION

Build your review team.

Real estate salesperson
Helps you navigate property search, market context, communication, and transaction coordination within the services agreed with the brokerage.
Home inspector and specialists
Evaluate physical condition and specific systems within their professional scope.
Attorney, lender, and insurer
Advise on legal/title matters, financing, and coverage. Ask each directly about their role, fees, and timing.

OFFICIAL STARTING POINTS

Verify with the source.

FRANKLIN SQUARE + LONG ISLAND

Bring your questions.

Daanish can help you navigate the real estate process and connect with the right next step.

Contact Daanish